We are excited to announce that on February 25, 2020, St. John’s Recovery Place will be in-network with Blue Cross Blue Shield! And on March 1st, we go live with Ambetter! If you’re looking for rehabs that accept Blue Cross Blue Shield or Ambetter, or any other major insurance company, SJRP is your place! Our Florida rehab center provides drug and alcohol addiction treatment as well as safe, compassionate medical detox for alcohol, benzos, opiates, or other harmful substances. Sometimes, just finding rehabs in Florida that accept Blue Cross Blue Shield or rehabs that accept insurance from other carriers is a blessing for clients as they’ve already searched so much to find the help they need.
This means we can now help even more clients suffering with substance use and co-occurring mental health disorders! If you or someone you know is looking for detox or addiction treatment at residential rehabs in Florida that accept Blue Cross Blue Shield or Ambetter insurance, call (833)397-3422. We can help!
Blue Cross Blue Shield Alcohol Rehab at SJRP
At SJRP the BCBS alcohol rehab program consists of residential alcohol detox for stabilization followed by holistic alcohol rehab in our inpatient treatment center. Clients with Blue Cross Blue Shield alcohol treatment insurance are generally covered for:
Your health insurance provider may require that you choose an in-network treatment center, especially if your Blue Cross Blue Shield rehab coverage is through an HMO. Many rehabs that accept insurance will only accept in-network coverage. Choosing a Blue Cross Blue Shield residential treatment center that can help you or someone you love overcome alcohol addiction generally begins with a check in the provider directory or a reference from your insurance that helps you to understand the in-network rehabs in Florida that accept Blue Cross Blue Shield insurance. Selecting an alcohol treatment center that accepts your BCBS alcohol treatment insurance coverage will minimize the out of pocket expenses that you pay for treatment.
What Your Blue Cross Blue Shield Rehab Coverage Provides
Every insurance policy is different so we cannot say exactly what your Blue Cross Blue Shield rehab coverage is. As with other rehabs that accept insurance, plans and policy agreements differ. The easiest way to find out if your coverage is accepted or if there might be certain out of pocket expenses for you to get treatment would be to call our admissions department at (833)-397-3422 or fill out the insurance verification form online.
Some BCBS plans will cover the complete cost of rehab, while other plans will only cover a portion and you will be responsible for the balance. Many insurance plans will have a copay and/or set deductible as well as a max out-of-pocket amount. In addition, your plan may specify the number of days covered.
BCBS alcohol rehab or medical detox at St. John’s Recovery Place is one of several options that your insurance may cover based on recommendations by our medical team. On the lowest end of BCBS substance abuse treatment coverage, Bronze plans generally cover in-network drug or alcohol treatment with a minimum deductible. Likewise, Blue Cross Rehab Platinum plans typically provide coverage for both in-network and certain out-of-network drug or alcohol treatment programs with a coinsurance payment.
To find out how much your Blue Cross Blue Shield rehab insurance will cover in paying for you or someone you love to receive treatment at SJRP for alcohol addiction or substance use disorder, give our admissions department a call 1-833-397-3422. When you call, we’ll collect basic information from you regarding your Blue Cross Blue Shield rehabilitation coverage so that we can begin evaluating your insurance and the estimated out of pocket expenses for you or someone you care about to receive treatment at SJRP. We want you to know that we’ll always do what we can to provide you with the most affordable treatment services your coverage will provide.
What If I Need an Ambetter Quote?
If you’re insured through Ambetter, SJRP also accepts Ambetter rehab coverage. Whether you have Florida Blue drug rehab coverage or Ambetter insurance, at SJRP you’re in good hands to get the residential treatment and therapy that you need for recovery. Ambetter drug rehab at our Florida recovery center is tailored to the client and our approach is generally the same regardless of your type of insurance. You begin treatment with medical detox and stabilization followed by counseling & therapy in both individual and group settings where the root of your addiction is targeted. Our program is an ideal starting point for anyone seeking Blue Cross Blue Shield residential treatment or Ambetter drug rehab.
As with all insurance, Ambetter specifics will vary depending on your individual plan. However, you will typically be required to pay your annual deductible first. Then, you will be responsible for your coinsurance which can vary from zero to 20% for in-network providers. Ambetter does not have a limit on the number of days they will cover for inpatient rehab, however you may be required to show medical necessity for longer stays.
To find out how much your Ambetter drug rehab insurance will cover for your treatment, call our admissions department at 1-833-397-3422 to begin the insurance verification process. We’ll collect essential information that will help us to determine the level of coverage your Ambetter rehab policy will provide so that we can give you an estimate of the total out-of-pocket expenses to expect for treatment at our Florida rehab center. Rehabs that accept insurance coverage from both Ambetter and Florida Blue widely cover expenses for in-network treatment.
Ambetter & BCBS Substance Abuse Treatment that Works for You
Are you ready to finally get involved in a substance abuse treatment program that is tailored to you, focused on you, and will work FOR you? At SJRP your recovery is our primary business and we take great pride in helping people succeed in treatment. You shouldn’t have to struggle daily with addiction to drugs or alcohol when you’re ready and waiting for help. All you have to do is call and our admissions team will begin working diligently on preparing a treatment approach for you. If we can’t help you, or if the payments are too much, we’ll help you find a drug or alcohol rehab center that takes your Blue Cross Blue Shield for residential treatment or Ambetter drug rehab insurance that CAN help.
SJRP accepts Ambetter & BCBS for substance abuse treatment but there are many other drug and alcohol rehabs that take insurance besides us. When searching for drug or alcohol treatment centers that take insurance it’s important to look beyond the price or whether they are in-network or out-of-network and to find a center that will treat you with dignity, respect, and the LOVE that you need in order to achieve recovery. We hope to see you soon at St. John’s Recovery Place!
Other Insurances Accepted at Our Rehab Facility
At St. John’s Recovery Place, we don’t want insurance to be the reason why you don’t seek treatment. We accept many different insurance policies and continue to add more. If you don’t see your provider in the list below, please call our admissions team at (833) 397-3422 to see if we can help.
- Blue Cross Blue Shield
- United Healthcare
- Florida Health Care Plans
- First Health
- American Behavioral | an IBH Company
- Quantum Health Solutions
- Magellan Health
- TLC Advantage, LLC
- Behavioral Health Systems
- The Empire Plan
- USA Managed Care Organization
- Value Options
- Medical Mutual
- Meritain Health
- United Behavioral Health
Additional Questions about Drug and Alcohol Rehab Insurance
What Types of Rehab Services are Covered by Insurance?
Though providers and policies will vary, most insurances will cover some form of drug and alcohol rehab. Covered services may include:
- Withdrawal Management (Detox)
- Interim Care
- Inpatient Rehab
- Outpatient Rehab
- Residential Care
- Sober Living Home
Are Medication-Assisted Treatments Covered by Insurance?
Medication-assisted treatment (MAT) is the use of prescription medications during detox to reduce the symptoms of withdrawal. AT SJRP we use MAT in conjunction with behavioral therapies, counseling, and prevention techniques to build a stronger foundation for our clients’ success in recovery. Most insurances, including Blue Cross Blue Shield and Ambetter, will cover at least some portion of MAT. For example, Ambetter will cover anywhere from the full amount to 50% coinsurance for the cost of the medications.
Does Insurance Cover Co-Occurring Mental Health Issues?
Many insurances will cover mental health services, but you do need to confirm with your specific policy. Under the Affordable Care Act, if an insurance plan offers mental health services, it is required to offer the same level of care and cost of care as it would for physical health services.
Will Substance Use Disorder Medications be Covered by Insurance?
Different types of medications are used during drug and alcohol detox to minimize and control the side effects of withdrawal. Maintenance medications are used as part of a full continuum of care during the treatment process. They can help regulate chemical imbalances in the brain and minimize relapse. These medications can become costly, but most insurances that cover rehab will also cover medications, albeit the amount covered will vary by plan.
How Much Does Drug Rehab Cost with Insurance?
One of the big scary factors of deciding to get treatment for substance use disorders lies in the cost. It’s true that rehab can seem expensive, but that’s only because you’re looking at an upfront number. If you consider how much money you’re spending on the substances you’re using over an extended period of time you’d be shocked to see you’re in the same ballpark as the cost of treatment. Not to mention, the potential loss of income if you lose your job or medical costs if you become ill or injured as a result of being under the influence.
Below is a look at the current average costs of addiction treatment without insurance:
- Inpatient Drug Detox: $250 – $800 per day
- Inpatient Treatment: $2000 – $25,000+ per month
- Outpatient Treatment: $5000 – $10,000 for a 3- month program
With insurance, your cost of treatment will be less depending on your specific coverage. But whether you have insurance or not, your health and future are well worth the investment. YOU are worth the investment.
What Should I Ask My Insurance When Calling About Coverage?
Navigating your health insurance can become quite confusing and cumbersome. The following is a list of questions to consider asking your insurance provider. Remember to take notes on all the information you receive, a reference number to the call (in the event of any discrepancies later on), and you can always ask them to mail or email your policy’s explanation of benefits.
- What kinds of rehab programs does my plan cover? (inpatient, outpatient, residential, detox, sober living housing)
- Where can I obtain a list of in-network vs. out-of-network facilities?
- Is there a set limit of days covered?
- Are there any restrictions on types of therapy or treatment?
- Are there any services that require prior authorization?
- Are medications used during detox and rehab covered? Are there any copays or additional costs?
With So Many Options for Rehabs that Accept Insurance in Florida, Why Should I Choose SJRP?
You may have heard Florida being referred to as the rehab capital, particularly South Florida. Cities are saturated with a variety of rehab options, with offers and promises and deals … oh my! It can all be a bit overwhelming. Especially when you’re making such a big decision for yourself or your loved one.
First and foremost, you want to make sure the facility offers individualized treatment plans. There is no “one size fits all” in addiction and recovery. Additionally, a holistic approach to treatment is most desirable because it truly allows you to be more comfortable, more involved, and lays a better foundation for your successful recovery. If possible, take a tour (you can check out our facility on YouTube); meet with clinical staff members; verify the facilities accreditations.
At St. John’s Recovery Place, we check all the above boxes, but then we go a step beyond. We’re not located in the rehab mecca, next door to the next bad influence. Our 21,000SF facility is nestled on the edge of a small peaceful city on 8.4 acres of land surrounded by nature. Our remote location is ideal for getting away and focusing on healing yourself. We offer state-of-the-art treatment options, vast amenities, and an abundance of activities to keep you busy. We also offer continued care post treatment which includes group therapy, counseling, even career building classes. Our focus is on getting you better and keeping you that way!