Looking for Fort Lauderdale rehabs that accept Optum health insurance? St. John’s Recovery Place accepts Optum Health! But if you’re looking for a comprehensive list, there are two easy ways to find the most current and accurate information.
The first is to go directly to your insurance by calling the customer service number on the back of your member card or by logging in to your online account and using the service provider search query.
The second is by simply doing a web search. Rehab centers list the insurances they accept on their websites and in blog posts so that the information comes up readily on search engines.
The next step would be to call the rehab directly and confirm that they accept Optum. You could then also find out what your estimated costs would be.
Do Rehabs Take Insurance?
Drug and alcohol rehabilitation can become costly, especially if you look into locations with added amenities and luxuries. Even for standard programs, costs can be burdensome to individuals and preclude them from seeking help entirely. The average costs of drug rehab programs are:
- Detox Facilities – $250 – $800 per day
- Outpatient – $5,000 – 10,000 per 3 months
- Inpatient – $2,000 – $25,000 per month
- Luxury – $30,000 – $100,000 per month
Despite the negative connotation that drug rehabs have received over the years, many do care and want to make treatment more accessible for people. Treatment centers understand that the financial aspect of drug rehab can hinder many individuals from receiving the treatment they need to overcome their addiction. By accepting insurance and working with companies to become in-network providers, rehabilitation centers make addiction recovery a possibility for many more people.
Are Rehab Centers Covered By Insurance
Many people in the US don’t realize that health insurance does in fact cover rehab and substance use treatment services. Coverage often includes detox, inpatient care, outpatient treatment, and counseling. The Affordable Care Act (ACA, Obamacare) requires that all insurance companies on the Marketplace cover behavioral health and addiction treatment services.
Because addiction, primarily the opioid epidemic, and mental health have become a focal point in society, private companies that are not listed on the Marketplace typically have these benefits as well.
The specifics of what is covered and how much you will have to pay out of pocket will depend on your particular insurance and specific plan. Generally, plans with more inclusive benefits and lower out-of-pocket costs are the ones with higher premiums. Conversely, plans with lower monthly premiums have higher deductibles and copays.
If you are looking into addiction treatment services, it may be beneficial to enroll in a plan with a higher monthly premium as your rehab costs may be fully or mostly covered.
Which Fort Lauderdale Rehabs Accept Optum Health
St. John’s Recovery Place accepts Optum Health and is an in-network provider. SJRP has an admissions office conveniently located in Ft. Lauderdale with dedicated team members to help get you set up for drug or alcohol detox and rehab.
Our primary facility is a full-service detox and residential treatment center located in Crescent City, FL. Our secondary facilities in Melbourne and Deland offer outpatient services including PHP and IOP, as well as off-site housing and sober living homes for those who need them.
At SJRP, our holistic approach to treatment includes conventional and complementary therapies that work together to heal the mind, body, and spirit. We strongly believe that internal growth and change are essential for recovery. Our goal is to provide our clients tools and resources they need to work through the underlying causes of their addiction, heal unresolved conflicts, and transition into a new life of sobriety.
SJRP treatment levels include:
Alcohol and Drug Rehab Services Covered by Optum Health
Optum Health is dedicated to improving access to addiction treatment services and getting individuals the care they need for recovery. In fact, they work with communities across the US developing behavioral health programs to address the needs of local populations, increase access to care, and maximize resources.
Optum Health covers the costs of addiction treatment, related mental health services, and prescription medications. Covered services may include:
- Drug or alcohol detoxification
- Inpatient rehab
- Outpatient rehab
- Dual diagnosis services
- Medication-assisted treatment (MAT)
- Sober living homes
Specific coverage amounts, however, will depend on your plan. Some plans may cover the entire cost of rehab after you’ve met your deductible while others may pay a percentage. You’ll want to confirm your coverage details so that you know what to expect. Team members at SJRP can help you verify your insurance and estimate your treatment costs.
Can You Go To Rehab Without Insurance in Florida?
Absolutely! There are countless detox and rehab facilities throughout the state of Florida and they are not all run the same. Some may not take insurance at all; others might only take insurance; and of course, many will take both.
If you don’t have insurance, you would be responsible for covering the full cost of your treatment program.
There are options for individuals who don’t have the means to pay for rehab, though it may require a bit of research. Some facilities might offer payment plans or discounts for self-pay. Others offer treatment plans on a sliding fee scale dependent on your income. There are even some free drug rehabs available.
All that being said, if you don’t have insurance but are considering seeking rehab treatment, you may want to consider enrolling. Insurance companies cannot deny you insurance for pre-existing mental and behavioral health conditions such as addiction. Many plans on the Marketplace have very affordable monthly premiums and can alleviate some or all of the cost of rehab.
For additional questions or to verify your insurance coverage, please reach out to us today at 833-397-3422. We look forward to helping you begin your journey to recovery!